Who needs Notary Bonds?

Most states require a notary bond as part of getting or renewing a notary public commission. If you’ve been told you need a bond to become licensed as a notary, this is the bond that helps you meet that requirement.

A notary bond is meant to protect the public if a notary’s error, omission, or misconduct causes a financial loss. If a valid claim is paid, the notary is responsible for repaying the surety company for the amount paid out. Because of that, many notaries also choose to carry errors and omissions (E&O) insurance for added personal protection, but E&O insurance is separate from the bond and is not a substitute for it.

How much do Notary Bonds cost?

Your exact cost depends on the bond amount required by your state and the rate offered by the surety company. In many cases, notary bonds do not require a credit check, which helps keep costs consistent for most applicants.

How do I get a Notary Bond?

Start by confirming your state’s notary bond requirement as shown in your commissioning or renewal instructions. Once you know what your state requires, you can apply through a surety bond provider, pay the premium, and receive the bond to file with the state or the agency handling your notary commission.

Can I get a Notary Bond with bad credit?

In most states, notary bonds do not require a credit check. That means bad credit typically does not increase the bond premium for this type of bond in many cases. If a credit check is required in your state, pricing may vary, but notary bonds are generally designed to be accessible for new and renewing notaries.

How fast can I get Notary Bonds?

Notary bonds are commonly issued quickly once your application and payment are completed. Timing can vary by state and by how the bond must be delivered or filed, but this is generally a straightforward bond to obtain when you have the correct state requirement.

Are there any local requirements?

Notary bond requirements are set at the state level. Each state determines the required bond amount and the length of the notary commission term. Before purchasing your bond, it is important to confirm the current requirements with your state’s notary commissioning office.

If you’re unsure which bond you need, BOSS Bonds can review your licensing paperwork and help identify the correct bond at no cost.