Who needs Tennessee Notary Bonds?
You need a Tennessee Notary Bond if you are applying to become a notary public or renewing your notary commission in Tennessee. The Tennessee Secretary of State requires notaries to have this bond as part of the commissioning process. The bond is meant to protect the public if a notary’s negligence, errors, or misconduct causes a financial loss. Tennessee notary bonds are written for a four-year term and stay in effect unless the surety company cancels the bond.
How do I get a Tennessee Notary Bond?
You can apply online through a licensed surety company or agency authorized to issue bonds in Tennessee. After you submit the application, you receive a quote showing the premium. Once you accept the quote and pay, the bond is issued. You then provide proof of the bond to the County Clerk as part of your notary commission application process.
If you’re also working through the notary appointment steps, Tennessee generally requires you to be at least 18, be a U.S. citizen, and live or work in the county where you’re applying. The process typically includes submitting your application to the County Clerk, filing the bond, and taking your oath of office. After approval, the Secretary of State returns your commission to the County Clerk. You can then purchase notary supplies, and errors and omissions insurance is optional.
Can I get a Tennessee Notary Bond with bad credit?
Yes. Tennessee notary bonds typically do not require a credit check, unlike many other types of surety bonds. That means credit issues usually won’t prevent you from getting a Tennessee notary bond.
How fast can I get Tennessee Notary Bonds?
These bonds are often issued quickly, and in many cases can be issued instantly after you complete the application and payment, since a credit check is typically not required.
Are there any local requirements?
Yes. You submit your notary application and proof of bond through the County Clerk in the county where you are seeking appointment (generally where you live or work). There is also a filing fee for the application.
If you’re unsure which bond you need, BOSS Bonds can review your licensing paperwork and help identify the correct bond at no cost.
