Who needs Washington Notary Bonds?
You need a Washington Notary Bond if you are applying to become a notary public or renewing your notary commission in Washington. The Washington Secretary of State requires notaries to post a surety bond as part of being eligible to operate in the state. The bond is meant to protect the public from financial losses caused by a notary’s negligence or misconduct during the commission term.
How much do Washington Notary Bonds cost?
Washington requires a $10,000 notary bond that remains in effect for four years.
The cost you pay is not $10,000. That amount is the bond coverage required by the state. The actual premium typically starts at around $50 for the full four-year term, depending on the surety company.
This bond protects the public if a notary makes a mistake or engages in misconduct while performing notarial duties.
How do I get a Washington Notary Bond?
You can apply for a Washington notary bond online through a licensed surety bond agency. The process is simple:
- Complete a short online application
- Receive your bond quote
- Pay the premium
- Receive your bond for filing with the state
Once issued, you will file the bond with your notary application as required by the state.
Unlike many other types of bonds, Washington notary bonds typically do not require a credit check, which makes the process straightforward.
Can I get a Washington Notary Bond with bad credit?
Yes. Washington notary bonds generally do not require a credit check. Approval is typically not based on your personal credit history.
Because the bond amount and risk are fixed by the state, the underwriting process is minimal compared to other commercial bonds.
How fast can I get Washington Notary Bonds?
In most cases, Washington notary bonds are issued instantly after you complete the application and payment. Since no credit review is usually required, the process is fast and efficient.
This allows you to move forward with your notary application without delays.
Are there any local requirements?
This bond is required statewide for all Washington notaries. The bond amount and four-year term are set at the state level. You must file the bond as part of your application with the appropriate state office before your notary commission can be issued.
If you’re unsure which bond you need, BOSS Bonds can review your licensing paperwork and help identify the correct bond at no cost.
